What $70/year really buys

The avoided costs and early advantages below come straight from everyday money decisions.

Bank & late fees avoided $1,400
Credit card interest avoided $2,100
Smarter car & student loans $7,500
Debt spirals avoided $15,000
Early investing advantage $150,000

Why it adds up

Clarity on paychecks, accounts, spending, and borrowing reduces fees and interest. Starting early with simple investing captures compounding.


≈ $176,000+
Lifetime value from avoided mistakes and early investing.

The real-life money gap

Schools teach calculus. They don’t teach credit, paychecks, or debt decisions. Mistakes are expensive. Starting early compounds.

Schools teach calculus.

They don’t teach credit, paychecks, or debt decisions.

Mistakes are expensive.

Fees, interest, bad loan terms. Costs stack fast.

Starting early compounds.

Years matter more than dollars in the long run.

From first paycheck to first portfolio

Tracks mirror what teens actually encounter: paystubs, accounts, budgets, credit decisions, and a simple path to investing.

Earnings & Taxes Paystubs: gross vs net   •   Forms: W-4 basics
Saving & Safety Nets Accounts: HYSA vs checking   •   Automation: pay-yourself-first
Spending & Budgeting Awareness: needs vs wants   •   Methods: zero-based, 50/30/20
Credit & Debt Score: what moves it   •   Borrowing: APR & traps

How it works

Short, practical lessons and checklists tied to real decisions teens face.

1) Learn it

Clear, focused lessons: paychecks, accounts, budgets, credit, and basics of investing.

2) Do it

“Do this now” steps — like setting up direct deposit, opening HYSA, or checking utilization.

3) Build habit

Automate contributions and avoid avoidable fees and interest traps.

One plan. All access.

$70/year
All tracks, updates, and challenges.
Renews annually. Manage renewal anytime.

What you get

  • Clear lessons on paychecks, budgeting, credit, and investing basics.
  • Action-first checklists and templates.
  • Updates and new challenges included.

Why we built EconTeen

We taught in real classrooms and kept seeing the same gap: teens learn advanced math, but not the money skills they’ll actually use on day one of a job. EconTeen was built to fix that.

Built with classroom experience

Our lesson flow and checklists came from what worked face-to-face with teens. We keep it short, concrete, and directly tied to real-world decisions.

Simple beats complicated

No hype, no jargon. The goal is confidence with paychecks, banks, budgets, credit, and a first portfolio — explained in plain language.

Questions, answered

Who is this for?
Teens 13–18. Short, clear lessons that tie to real money decisions.
How long are the lessons?
10–15 minutes each, with “do this now” steps and templates.
How does billing work?
It’s $70 per year. Renewal is annual. You can manage renewal anytime.
Does this replace school?
No. This covers the practical money skills schools often skip.